Responsible Lending

1. Summary
2. Background
3. Suitability obligations
4. Reasonable inquiries about a consumer's requirements and objectives
5. Reasonable inquiries about a consumer's financial situation
6. Verifying a consumer?s financial position
7. Assessment of unsuitability
8. Substantial hardship
9. Indirect and uncertain sources of income
10. 'Safe harbours'
11. Refinancing
12. Positive product recommendations
13. Reverse mortgages
14. Variations for hardship
15. Remedies

Follow this link for a full copy in PDF >>  PS5 | Responsible Lending